Loan Connect services and your next steps
Loan Connect helps you understand the next steps for a property lending enquiry. Start by discussing your goal with the Loan Connect team, whether you are buying a home, considering a refinance or exploring a self-employed lending option. We work with enquiries Australia-wide, subject to the circumstances of the borrower, property and lender.
Before exploring options, we need to understand your requirements and financial position. The Loan Connect team can explain what information is needed and how an application may proceed. An initial conversation is not a credit approval, and available options may differ from those you expected.
How the mortgage broking process works
Start with your goal, timing and financial circumstances. Then discuss the information needed to explore possible options. Before deciding to apply, compare the costs, features, limitations and proposed loan term. Ask which lenders are being considered and how Loan Connect is paid. An application still needs the lender’s assessment; approval is not guaranteed.
For a purchase, outline your deposit, expected price range, purchase costs and existing commitments. For a refinance, have your balance, rate, repayments, remaining term and any fixed-rate expiry date ready. Compare possible savings with switching costs and check whether a longer term would increase total interest.
If you are self-employed, outline how long the business has traded, how you receive income and which financial records are available. If standard tax returns are unavailable, speak to the Loan Connect team about whether alternative income verification may be available. Accepted evidence, eligibility and costs depend on the lender and your circumstances. Mention any outstanding ATO debt early. Ask how to provide documents before sending statements, tax records or identification.
Do you have tax debt?
If you are self-employed and have outstanding ATO debt, speak to the Loan Connect team about your circumstances and whether lending options may be available. Discuss any proposed loan’s costs, risks and repayments before deciding to proceed. Availability depends on your circumstances and lender requirements. Approval or savings are not guaranteed.
Commercial and Business Loans
Every business has different needs, whether you’re planning your next stage of growth or looking for finance to support your current operations. The Loan Connect team takes the time to understand your goals and circumstances, helping you explore options that could support your plans.
We’ll guide you through the available options and help you understand the costs, repayments and requirements, so you can make an informed decision for your business. Available finance options, approval and terms depend on your circumstances and the lender’s criteria.
Insurance with Allianz
Need robust insurance to protect yourself and your assets? We have partnered with Allianz to offer you quality insurance to suit your needs.
Insurance has a range of benefits, including protecting your property, covering personal accidents, protecting savings, investments and waivers, covering against life, medical and critical illness, home insurance, automotive and travel, and more
Give us a call so we can understand your insurance needs. Once we have a clear idea of these, we will reach out to Allianz to put together the best possible deal for you.
Our Story
Jack Tarchichi started Loan Connect in 2007 as a family friendly business, and it has remained that way until today. He wanted Loan Connect to be accessible to families who didn’t have the time or patience to understand financial jargon and the endless loan options in the market. Loan Connect offers families an easy way to find the right loan, while being able to keep up their family commitments
