If you’ve been asking yourself how much can I borrow for a home loan in Sydney, you’re not alone. It’s the question on every buyer’s lips right now — and with good reason. Interest rates

If you’ve got a mortgage or you’re looking to buy in Sydney right now, this week matters. The Reserve Bank of Australia meets on Tuesday June 16 to decide the official cash rate — and

The fixed vs variable question comes up in virtually every client conversation we have. And the honest answer is: there’s no universal right answer. What there is, however, is a right answer for your specific

Buying commercial property — whether it’s your own premises or an investment — is a fundamentally different exercise from residential lending. The rules are different, the lenders are different, and getting the structure wrong can

One of the most common problems experienced Sydney investors face isn’t finding the right property — it’s running out of borrowing capacity before the portfolio reaches its potential. After two or three purchases, the serviceability

Sydney homeowners are renovating at record rates. Whether it’s a kitchen overhaul in Mosman, a bathroom refresh in Balmain, or a full rear extension in the Inner West, the appetite to improve rather than uproot

If you’re juggling multiple debts — a car loan, credit cards, a personal loan — the combined repayments can quietly drain your cash flow every month. For Sydney homeowners who’ve built up equity in their

There’s a well-documented phenomenon in Australian mortgage lending called the loyalty tax. It works like this: banks offer their sharpest rates to new customers to win business, while existing customers — the loyal ones —